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+--- Thread: Your Insurance (/showthread.php?tid=11227)
Your Insurance - Frost__2001 - 01-19-2006
Insurance rates Vastly change depending on what province you live in, most western provinces offer Provincial Insurance, while Ontario Souly relys on Independant Insurance companys.
Ontario 6 years ago anyone under the age of 23, with a clean driving record would have been paying round the $3000 mark, it's almost doubled since then.
Ontario is the Worst Province for insurance rates, and Insurance companies over charging their customers.
Your Insurance - Aka - 01-19-2006
Rates differ by where you choose to live too.
If I moved 3 km west, my rate would drop $500/yr and if I moved out of the city completely, to a small town, they'd drop another $500.
Your Insurance - focusgold2001 - 01-19-2006
i pay 2100$/year (mods included) , im 24 y/o (got my driving license at 20 y/o),
i have a 2001 SE Sport Sedan with 8000$ of mods, very low mileage (4 years -> 37000km)
Your Insurance - NefCanuck - 01-19-2006
$2602 a year, male 33
'05 Focus, last claim on my record dates back to June '02
I live in a pretty decent area now, I'd hate to see how much more I'd be paying if I was still living in that rental rathole :ph34r:
NefCanuck
Your Insurance - ZX3TUNR - 01-19-2006
Holy fack some of you guys pay so much $$$ for insurance. I would never afford it. How does anyone? Whats minimum wage out in Ontario now anyway.
Also what does the age have to do with your cost?
Your Insurance - Focus man. Focus. - 01-19-2006
31 y/o male. 1 at fault accident 1.5 years ago.
2002 ZX5 fully covered. 5km drive to work.
$2750 yr for insurance.
Your Insurance - Random Hero - 01-19-2006
17y/o male, no tickets, no accidents. $1650/year. Mind you I drive a Ranger, for the focus and mods I paid about 1800. My family has always had 2-3 vehicles every year, plus our house etc insured, plus my dad did insurance work for the company.
Your Insurance - Kelowna_Focus - 01-19-2006
22 yrs old, Kelowna BC - 20% discount for safe driving
91 Mazda Protege - $80, 12 month payment plan
01 Focus ZX3 - $180, 12 month payment plan
Your Insurance - focusonthis88 - 01-20-2006
ZX3TUNR,Jan 19 2006, 12:33 AM Wrote:Holy fack some of you guys pay so much $$$ for insurance. I would never afford it. How does anyone? Whats minimum wage out in Ontario now anyway.
Also what does the age have to do with your cost?
[right][snapback]165807[/snapback][/right]
Well, I pay around 4 000$/year, And im only 19 with 4 tickets. no accidents and my insurance is plain jane! no nothing on my mods....something happen to the car I don't get anything back.
Your Insurance - Crazirich - 01-20-2006
i pay about 5000 a year for both my cars, full coverage, no tickets, no mods (that they know of)
Your Insurance - Crazirich - 01-20-2006
what companies are you guys with? just wondering what everyone uses
Your Insurance - focusonthis88 - 01-20-2006
Crazirich,Jan 19 2006, 10:22 AM Wrote:what companies are you guys with? just wondering what everyone uses
[right][snapback]165834[/snapback][/right]
Im with Pafco.
Your Insurance - NOS2Go4Me - 01-20-2006
RBC Insurance. 10% discount for home and car insurance through them.
Your Insurance - SVT ZX3 - 01-20-2006
2003 SVT Focus (ST170 in UK)
26 year old male (no discounts or demerits)
$1600 a year base/$1700 year extra coverage & reduced deductible
Your Insurance - Burnin21 - 01-20-2006
I'm 18, I got a clean record and guess what I pay? $5400 a year........I can barley afford to pay it, my parents help me out half the time. I'm prayin for it to at least go down to $4400 when I need to renew my insurance in June. i hate insurance.........
And they dont know about my modifications, i'll never tell them.
Your Insurance - focusonthis88 - 01-20-2006
Burnin21,Jan 19 2006, 11:27 AM Wrote:I'm 18, I got a clean record and guess what I pay? $5400 a year........I can barley afford to pay it, my parents help me out half the time. I'm prayin for it to at least go down to $4400 when I need to renew my insurance in June. i hate insurance.........
And they dont know about my modifications, i'll never tell them.
[right][snapback]165850[/snapback][/right]
Ok! You pay alot!!!
Your Insurance - Flofocus - 01-20-2006
Thats what I paid on my 88CRX when I was 17. $5400 a year. Had 2 jobs, 1 to pay for insurance, 1 to pay for everything else. :rolleyes:
Your Insurance - Slimsride - 01-20-2006
35 years old
- 2005 ZX5
- 1999 Escort (hey i paid a dollar for it...and it's mint...well, except for all the fawking dog hair in it)
$2316/yr
Now, i believe in alberta tickets don't affect your insurance, they do however affect your plates..
example. I got 2 speeding tickets, and never paid them..(OOPS)...so when i went to renew my plates ..instead of paying the regular 55 bucks, it cost me $369...now that was a nice shock i tell ya.
Alberta sucks bum for insurance, but it is the only province that gives us 400 bucks just for living here...bwahhahhahahhaahah
Your Insurance - Frost__2001 - 01-20-2006
I'm 26, have 3 cars under my insurance and two of those cars are not on the road as of right now.
1966 Mustang - $ 45 a month ( stored away for the winter )
1990 GMC pick up truck ( in the drive way $15 a month )
2001 Focus Sedan on the road, and daily driver $342.78 a month
$402.78 a month with everything all together.
and that is with one accident ( my fault - hit a snow bank ) and one speeding ticket last year. I'm planning on doing another chaing of companys again soon......
Your Insurance - guilty - 01-20-2006
Wow, another reason I'm glad I dont live in Ontario. I'm paying just over $1000/yr for plates on my 2002 ZX3, with my 16% safe-driver program discount.
When I was 17 and got my first car (1986 Pontiac Acadian) it was just over $400/yr.
If I lived in Ontario I could afford to either make my car payment OR my insurance payment, not both :P People in SK complain about SGI's insurance rates and how they run the company, but I'm sure they'd complain a lot more if they were paying 5-6 times more for insurance.