[Casper]

Wow.

I used to have the same job. Management at a payday loan company... was easy, with all the ups and downs that you specified.

For me, there was also the part where you tell people what you do for a living. Not exactly anything to brag about.

I left because there was no future, and the industry as a whole is in a decline. Combine that with the spectre of government regulation and consumer backlash, and it was downright scary.

LA Weight Loss would be selling VERY expensive packages. A former coworker of mine (at the loan place) went through them with marginal results.

I now work for a sub prime car leasing company. Similar market to HSBC (worked for them when they were still Household Financial) and Citi. Wells Fargo is the other player in that market. Still sub-prime, but a notch above payday loan companies. Better pay, and a better career path.

Worst case, make the jump, gain some experience in another level of sub-prime, then make the jump to prime (big bank) markets. Its what i'll probably end up doing.