I know 2000 SE's w/ 100K currently sell for $1500-2800 at auction. I can see the ones that sold last week in toronto/oshawa between 80k-120k all sold under 2500cdn.
Based on this I would speculate that the market value of these cars should be ~ 4000 and thats probably what the insurance is giving you.
Based on this I would speculate that the market value of these cars should be ~ 4000 and thats probably what the insurance is giving you.