[Flofocus]

My insruance did the same thing when my rx7 was wirtten off. They tried 3 times cutting me a cheques, and after the 3rd time I personally went into the building with a autotrader in hand, walked up to the person who I was dealing with on the phone, threw the autotrader with all the RX7's highlighted and told her "show me where I can get my car replaced for the money your giving me"

She went on about how it doesnt work like that, blah, blah, blah...

I told her the whole point of me paying $300/month for car insurance (I was 17 at the time) was to replace what i had incase something like this happened. She kept going on with the excuses and then my father came in threatning to get lawyers involved. She cut me a check for the most exphensive RX7 in the trader.

Insurance companies are legal mobsters, don't let them fawk around. Stick to your guns and dont accept anything that you think is not acceptable.

The profits the Car insurance industry makes here in Ontario is in the billions, they can afford top buy you a new 02 focus. ;)