10-02-2007, 06:22 AM
NoiSeeVT,Sep 30 2007, 07:20 PM Wrote:Thats a great way to not just lose the mods but your coverage, If I hadnt informed them of the mods before hand, they would have not covered the car when it was written off. Even my mods were covered at the price I paid, full replacement, why because I was honest, and you may think you will never get into an accident, but when a 50' yellow school bus runs a red light and puts your passenger seat behind the drivers seat, youll be glad you do not have to fight with your insurance company. Just my thoughts
David
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Out of the 2 accidents ive been in (one written off car, both neither my fault BTW) I had to fight with my insurance to get what I deemed fair (on compeletely stock cars). both times I had to threaten that lawyers would get involved, I even had to bring my father in to show I wasnt some young punk joking around.
I dont tell my insurance company anything, I signed up, was honest with them with the questions they asked, and thats all they need to know. I pay a lot of money for insurance, and when the time comes, that money I paid to be protected, better protect me. If not, I have absolutely no problem getting lawyers involved....
think about it...
I was paying over 4k a year from 16-20 years old. Went down at 21 to 2500, that lasted till 25, went down again at 25....
Thats a s*** load of cash I've 'invested' in my protection.
I hate insruance companies.