I've got a pre-approval locked in till mid-September at 5.19% through ING.
As for the posted bank rates... only idiots pay the bank rates. It's too easy to go to a mortgage broker and get 1% off the bank rate. But, some people still don't get it.
You guys that are talking 4.5%, that was 2 months ago right? My approval was in June IIRC, and that was the best rate at the time. They jumped to 5.89% 2 weeks later.
As for the posted bank rates... only idiots pay the bank rates. It's too easy to go to a mortgage broker and get 1% off the bank rate. But, some people still don't get it.
You guys that are talking 4.5%, that was 2 months ago right? My approval was in June IIRC, and that was the best rate at the time. They jumped to 5.89% 2 weeks later.