[naz]

before you let the bank repo you it should you talk to them and explain the situation.. you might have to talk to couple of people but you should be able to work something out. they would rather keep you in the car and making payments you can afford rather than have to incur the cost of repoing it, and then having to get pennies on the dollar at auction

sorry to hear about this, sucks you have to let your car go but i think you are doing the right thing.

if you aren't 'upside down' on your loan maybe you can consider trading it in for a much less expensive vehicle as well