[darkpuppet]

naz,Feb 19 2008, 04:50 AM Wrote:also, i've never heard of an insurance co forcing someone to get the same car. i thought they wrote you a cheque and that's that?  does this have something to do with the focus' low 'street price' compared to its 'blue book' value
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Not sure what ST's situation is, but if you lease a car, you're forced to get the depreciation waiver/protection through your insurance company, which means that if you write off the car in the 1st year, they will replace the car with exactly what you had or return the full purchase price of the car.

So they try like mad to find you the exact match as it's usually cheaper than reimbursing you the full amount for your new car.

hopefully I remembered that right.