[paulicat]

I can give you my recent experience with mtx75, warranty and 2 breakdowns within 1 week.
Basically, I was missing one of the pins on the flywheel since the factory, after 5 years it finally let go. I was under extended warranty (thank god I actually bought the premium) at the time so I knew I was in for $100 minimum.
Well, they thought the crank sensor was dead, they tried replacing it and I got less than a km away from the dealership before it died again.
So, the next morning I got the call you just got, do you authorize us, blah blah.
I asked why, and this is how it was explained to me, if the problem can be proven to be my driving habits then I will be charged...how they could prove it is beyond me. I never got an explanation as to "how" they could possibly prove it but I'm sure they have reasonably decent forensic techniques...
I don't think there is a "different" warranty though, its more along the lines of did you kill it or did it die on its own.
Good luck either way!