[ZTWsquared]

NefCanuck,Feb 15 2009, 01:14 AM Wrote:

mo_focus,Feb 14 2009, 09:41 PM Wrote:Are these 09's? Can you find some old 08 in the lot and get a discount?

What the hell is misc charge of $434 for the first one?

Are you set on buying brand new? You can save youself 150$ a month if you get 08 LTd ex rental from auction with around 30K. just FYI. I know i love the smell of new car, but 10K over 5 yrs is a lot of money to consider. Specially in these days.
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Thing is, won't get 0% financing going used, so you have to figure that in as well (In fact I'd bet getting a car loan from the banks right now would be like pulling teeth, unless there is a lot of collateral involved)

and that $434? Pure profit and why I absolutely hate dealing unarmed with a car dealer. I may know the law, but they know every trick in the books to separate me from my money <_<

NefCanuck
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Good point about the interest ... financing a used vehicle costing 33k at 5% costs more than 5,200 in interest at 60 months and the payments are over 620 per month ... personally I would much rather pay $0 in interest and add a year to the payments in exchange for a new car.

The 434 is undoubtedly the admin fee that every dealer charges ... and the charges do vary a lot which is why shopping around is important - I know of Ford dealers that charge $750.

There should be no difference in the MSRP of the same vehicle at different dealerships ... God as they say is in the details ... what's more important than what is included is what isn't included - which is why both those worksheets are virtually useless because there are a lot of items that are not detailed there that you will end up having to pay for.

I did a quick analysis based on dealer cost ... and at face value neither of those deals looks particularly good, although one of them seems to be a good starting point for negotiation ... in the 22nd century however I am very leary of a hand-written offer like that - every dealership has the software to produce a detailed and error-free offer.

Leather BTW is standard on the Limited, so it appears that the only option you have included is the Vista roof ... although the MSRP of the first deal also seems to include something with an MSRP of 350 ... eg: Cargo package, Convenience Group or Remote start - all of which cost 350 ea.