[06gtpony]

It is still possible to get 0% (or close to it) financing through Ford on a "used" vehicle. If you don't mind a little mileage on your purchased vehicle, your best bet is to find a cap-unit or an executively driven car. Essentially what that implies is that the vehicle has either been driven by a Ford exec or by a dealership manager (both of which have less tendencies to beat the snot out of a car). Ford is constantly pushing dealerships into purchasing "cap units" from headquarters so they can dump the cars without having to run them thru the auction and taking a hit on sales.

Here's where the beauty part comes in...cap units are never registered as being sold while driven by execs which means you still have full warranty starting from the day YOU purchase the vehicle. So although there's a few thousand Km's on your car, in Ford's eyes it's still brand new. Other benefit to demo units is that all the program money from Ford (ie. cash-backs, program money, dealer incentives, etc) plus depreciation value are already calculated into the final price of the car.

And just to dispell any myths about A-plan pricing, there is no flexibility when a dealership offers you that pricing level. It's generally calculated to be 2% less than dealer invoice cost. Basically when a car is sold at A-plan, Ford motor company reimburses the dealership the difference below cost, plus throws in an extra chunk of money to cover "handling" costs plus pay the commission to the salesperson. The margins for A-Plan are very thin.

Hope this helps a bit.

Ps. Regarding free oil changes...nothing is free in this world. The cost is just built into your final pricing.