[06gtpony]

meford4u,Feb 24 2009, 01:24 PM Wrote:And there is flexiblity in A plan and X plan pricing.  I worked my best deal when I bought my truck new and then told the dealer I was an A plan  employee.

And I have never seen or heard of Ford giving 0% for a used vehicle.  Show your source.
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Perhaps you mis-interpreted the above post...
A-plan pricing is a fixed number (shown on the bottom corner of the dealer invoice). If you're comparing a deal that the dealership is offering you versus A-Plan pricing, then yes there is a significant variance. The only added cost reduction you get on A-plan would be any cash-backs or incentives from Ford on that particular model/year.

As far as 0% on used...purchasing a demo unit isn't considered a used vehicle in the normal sense. Although it has mileage on it, it's still a brand new car in the eyes of Ford Credit. So for example, you purchase a demo-driven 2008 Ford Edge, and Ford Credit's rate on 08's is 0.9% financing on new on-ground 08's...you still qualify for the 0.9%. The big difference between a demo and a brand new (never driven) car is that a demo will have a depreciated price (ie dealer will knock a couple grand off the pricing).

Hope this clarifies a little.