[OAC_Sparky]

It will be under your comprehensive coverage, your rates shouldnt go up unless you put in a lot of claims. You'll likely have to pay your deductible, but you do have the ability to sue to recover it unless you don't have witnesses and then he can pull the "my word is against yours", but the fact that you have his info will help your case. The insurance may even waive your deductible in this case.