06-30-2010, 07:08 AM
You have to report it... the damage is over $1,000.
The police report doesn't affect anything until you report it to your insurance company (IIRC).. and if you go through insurance, you're going to need a police report... and a police report is time-sensitive... so head to the collision reporting center and get it sorted out asap.
Once that's done, you can sort out who's paying for what. It sucks, but it's whatcha gotta do, and your buddy might get a ticket depending on the circumstances. It's just the fact of life and driving.
I'd say let buddy have a chance to come through, but if you don't get the police report now, you're SOL later. And that means you should have a police report and his insurance info -- and then set a timeline for him to pay. And then if he doesn't pay, you call the insurance company as a last resort.
it's the only way to cover yourself man.
The police report doesn't affect anything until you report it to your insurance company (IIRC).. and if you go through insurance, you're going to need a police report... and a police report is time-sensitive... so head to the collision reporting center and get it sorted out asap.
Once that's done, you can sort out who's paying for what. It sucks, but it's whatcha gotta do, and your buddy might get a ticket depending on the circumstances. It's just the fact of life and driving.
I'd say let buddy have a chance to come through, but if you don't get the police report now, you're SOL later. And that means you should have a police report and his insurance info -- and then set a timeline for him to pay. And then if he doesn't pay, you call the insurance company as a last resort.
it's the only way to cover yourself man.
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