[ZTWsquared]

(07-16-2010, 03:36 AM)konafocuswrc Wrote: 1 thing i can try is..
i didn't let belair know my information but what modification is acceptable..

so before august 1st, i will have to go to junk yard or wreck yard and buy back seat and back panel. put that back on, and go with belair and only tell them that rbc are cancelling my policy because of steerin wheel..

Just be aware, as I said before, that insurance companies freely share information with each other about policy holders, and especially those they have cancelled ... so it probably doesn't matter what you tell them, they will go with RBC's info first.

My advice is this ... get back to RBC and tell them that you didn't know that what you did to the car would get you cancelled ... ask what it would take to get them to rescind the cancellation ... and then do it - you've still got a couple of months IIRC.

If the agent you're talking to can't help, then escalate up the food chain into management ... and if that doesn't help, ask if RBC has an ombudsman and talk to them ... and if that doesn't work, talk to the insurance industry ombudsman.

Your absolute best chance of coming out of this unscathed is to get RBC to take you back ... because then they will never have dumped you and that will never be on your insurance record.

In the long run this will save you thousands and maybe even tens of thousands in premiums - even if your RBC premiums go up ... the last thing you want on your insurance record is having been dumped ... it's almost like having a criminal record and a bad credit rating all in one.

My advice FWIW.