[OAC_Sparky]

(09-30-2010, 06:55 AM)GFXjamie Wrote: anyways thats my rant, im super pissed off that i cant get a reasonable insurance rate because i had an expired insurance slip and a fucking fart cannon a few years ago

Well, not that I am by any means defending insurace companies, but it wasn't the 2 tickets that are screwing you but having 4. You should have pulled a driver's extract before you rock the insurance boat, it costs like $10 and can be done at any Ontario govt. kiosk. Running your driving record is the status quo for new customers.

It's likely not those 2 that are really screwing you -- UNLESS it was a "not having insurance" charge and not a "failure to provide proof" charge; most insurance companies will overlook a ticket or two -- most likely it's the speeding ticket and the no seatbelt that are hurting you the most, especially if it was a 30km or over ticket.

It takes 3 years for tickets to roll off, if you had kept track of your dates you could have waited for the .5 years for the 2 tickets to roll off before you renewed your insurance.