08-06-2005, 07:37 AM
(This post was last modified: 08-06-2005, 07:38 AM by Frost__2001.)
<_< Rant Time.
Well, With State Farm I was paying $2637.08 a year, but that was for the Focus, a 90 GMC pick-up truck, and a 95 Land Rover Discovery. It worked out to about $315.57 a month with contents insurance, and that was not bad at all. But when the Land rover sold it was $215.12 a month. So not bad, at this point :)
But When I added my dad to my insuance as a part time driver this month, They went rate hike mad at me. They are expecting me to pay $1009.12 a month starting in october for the trucks, and my focus :o . And my dad is not a full time driver of any of my cars. I was like I'm Sorry but paying that much is crazy, when the highest value of any of the cars / trucks is less then $10,000.00 by now.
I mean an 88 Jeep (going on the road in a week, worth only $1000) a 2001 Focus ( worth $10,000 ), and a 90 GMC truck (worth $4500) dose not mean I have to pay over $12,000 a year including contents insurance on my home.
:ph34r: The stupidest thing is my dad has only one ticket, and it was more then 2 years ago. I have an accident, and a speeding ticket this year and they said I didn't make the rate hike, it was my dad that make such a high rate hike. I have my brother-in-law on my insurance, and he's got a clean record. They Commented it was becuause he's a new driver and yada yada yada........
And the only way I can get my rates to stay the same is if I get a written statement of him not living with me, or at my address, plus a written statement from his own insurance company for his car ( ie. the Mustang / Camper ) which are in my name now because he's now working class poor. Which I can't do. So I said after 5 years your fired to my broker. I'm not renewing with you and you can take yor rate and put them far up the deepest :censored2: part of your :censored2: you stupid Mother :censored2: er !!!!
So, getting back on topic I have till October to get insurance.
Well, With State Farm I was paying $2637.08 a year, but that was for the Focus, a 90 GMC pick-up truck, and a 95 Land Rover Discovery. It worked out to about $315.57 a month with contents insurance, and that was not bad at all. But when the Land rover sold it was $215.12 a month. So not bad, at this point :)
But When I added my dad to my insuance as a part time driver this month, They went rate hike mad at me. They are expecting me to pay $1009.12 a month starting in october for the trucks, and my focus :o . And my dad is not a full time driver of any of my cars. I was like I'm Sorry but paying that much is crazy, when the highest value of any of the cars / trucks is less then $10,000.00 by now.
I mean an 88 Jeep (going on the road in a week, worth only $1000) a 2001 Focus ( worth $10,000 ), and a 90 GMC truck (worth $4500) dose not mean I have to pay over $12,000 a year including contents insurance on my home.
:ph34r: The stupidest thing is my dad has only one ticket, and it was more then 2 years ago. I have an accident, and a speeding ticket this year and they said I didn't make the rate hike, it was my dad that make such a high rate hike. I have my brother-in-law on my insurance, and he's got a clean record. They Commented it was becuause he's a new driver and yada yada yada........
And the only way I can get my rates to stay the same is if I get a written statement of him not living with me, or at my address, plus a written statement from his own insurance company for his car ( ie. the Mustang / Camper ) which are in my name now because he's now working class poor. Which I can't do. So I said after 5 years your fired to my broker. I'm not renewing with you and you can take yor rate and put them far up the deepest :censored2: part of your :censored2: you stupid Mother :censored2: er !!!!
So, getting back on topic I have till October to get insurance.
I was the only member on this board with a Yellow Focus Sedan, and a 2002+ Euro Facelift on a sedan.