[2001 ZTS]

Looks like a stellar credit rating will allow me to do what many said couldn't be done.

I am pre-approved to take over the entire mortgage on my own plus buy out the other half's equity. If anyone has ever followed any of my real estate threads over the years you know how much is involved.

It's hard to see the importance of good credit when you are young and some, no matter how old, never understand it.

The best part is you can have little money and a good CR and be better off than someone with lots of money and a bad CR.

Or worse no money and a bad CR or best some money and a good CR.

TAKE THAT PYRAMID SCHEME!

I can't talk about dollar amounts right now but it's lots. When the time comes I will. I can share what I did over the years to make my CR so impressive to the bank and remember you can have any amount of money and still have a stellar CR and it is also never too late to start. It's easier to improve your CR than your bank balance.