[P-51]

darkpuppet,Nov 15 2005, 03:19 PM Wrote:

bluetoy,Nov 14 2005, 11:06 PM Wrote:Owning a house isn't all it's cracked up to be. It will not make you any money no matter how much it goes up in value. Your house value goes up, you sell, wow I made a bagillion dollars, now you need to buy another house to live in guess what it's gonna cost you 2 bagillion dollars because everyones house value went up. You don't need to buy a place right now. That'll take care of any disposable income you might have.

Take the s/c off the Focus. Take off the suspension. Put the stock stuff back on, give the car back. Sell the good parts, shop around for a good used mustang EXACTLY like you are looking for. You don't NEED a car everyday, rent one when you do need one.

DON'T LEASE ANOTHER CAR!!!!!!!!!
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Well, the thing I'm getting at is that I could buy out the focus, keep it, and start on the 5 year plan to buy a house... or I could return the focus and go for a new mustang that I'd be paying over 5 years, tying up the money I'd use to get a house.

it's just the downpayment I need.

I don't really have a problem with keeping the focus... having the opportunity to fix the things that bug me is appealing.. (but so are those new stangs!)...

Leasing the car wasn't a bad decision on my part really... the rate was lower than any loan you could get and so long as I buy out the car at the end.

The only thing I'm really torn between is do I go for the immediate gratification and go for a new car, or do a sensible thing and get a house, have a driveway to work on the car in a few year's time?
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I've said it before and I'll say it again:

Don't buy a house unless you want a house. Period.

I NEEDED to have a back yard, and a garage, and a basement. Because of all my hobbies (R/C stuff, Car stuff, kid on the way... etc.)

You already said you would feel out of place in the burbs, or lonely or whatever. Sounds like maybe you are happier in an appartment.