[meford4u]

If I stayed working in the city here was my plan.. At the time I owned a 2 year old Thunderbird SC. I worked downtown at Jarvis and Bloor for the gov't. I was going to sell the car and buy a condo downtown. I think that may work well for you too. Sell the Focus and be car free. You don't really drive the damn thing and this would free up prob. 7-800 monthly with insurance and car payments. The down payment on the house comes from selling the car. Just guessing. Buy a damn condo and rent a mustang when you really need a car. That way you get to drive the crap out of someone else's car and no worries.

Just a thought.