[Frost__2001]

That's where the 1/2 is going, Personal debts includes the RRSP account I already have ( I think of it as a bill ), and the car payment. I'm responsible about where it is going but I just don't want to be suckered out of it over something like last year round x-mas time, as I don't celebrate the holiday at all, well just the buying frenzy that happens to people in order to be considered " a good gift giver " etc.......

I'm not cold or evil for not celebrating the holiday, but realistic about knowing I don't have to spend money on people too keep them close.

I donno though, I was thinking of investing in a set of ST 170 head lights an have enough left over to get the euro tails, or head lights and hood lock, or tail lights and gas door and hood lock....... etc...