[nass]

NoiSeeVT,Feb 9 2006, 11:40 PM Wrote:

nass,Feb 9 2006, 06:44 PM Wrote:why tell the insurance companies more than they need to know. They ask what car, you say focus, they ask any modifications, you say no.

done and done. Anything done to your car was done after the fact.  Some insurance co, do want you to goto an inspection place before they accept you though.

When I got my G the rates were supposed to go down and sthe same when I turn 25. They did not go down for either until I called and asked what's up. They're like you gotta tell us when that happens. OK I understand they might not know when I get my G, but they sure as hell know when you get a speeding ticket. As for me turning 25 they do have my date of birth  :rolleyes:

don't tell them what they don't need to know.
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Why tell them, because when a bus runs a red light and crushes your 98 Z24 with a book value of $5500, and you get the $15000 value it was truely worth when they have copies of all the reciepts!

David
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When my last car got hit and they wrote it off they just asked for the receipts and I never told them what I did but still got enough money to buy out my focus. But mind you I have been with allstate for almost 10 years and my parents for double that. It is easier to get away with this if you've been a long time customer I think. My agent never asked me anything about the focus when I insured it.