[Flofocus]

I sat down with a mortgage broker from capital mortgages. She was awsome and really helped me out. She even found me some money I could use for my DP that I didnt even know about. I would suggest getting pre-approved with a mortgage broker 1st, then getting a buyers agent (all free, MB gets commision from bank, Buyers agent gets commisison from seller). Once your pre-approved, you have like 120 days (depending on the approval) to find a house in that price range.

I'm the same age as you, so yeah its about time you move. :P haha....joke!

Also check out the 1st time home buyers plan if you have RRSp and that kind of stuff...

http://www.cra-arc.gc.ca/E/pub/tg/rc4135/rc4135-e.html